Loans for Bond & Moving Costs for Eligible Australians Without Upfront Cash Stress
Secure an EquiMax Loan from $2,100 to $5,000 against your registered vehicle. Keep full use of your car while you move.
Fast application process with funding available 7 days a week via PayID once approved.
Estimate Your Repayments
EquiMax Loan Calculator
Repayment amounts shown are estimates only, based on stated assumptions. Your actual repayments will depend on your loan amount, term, and individual circumstances. Fixed interest rate of 47% p.a. Rates and fees apply.
What Is the EquiMax Loan?
The EquiMax Loan by AutoSwift Finance is a specialized car-secured personal loan designed to help everyday Australians access quick cash for urgent relocation expenses, rental bonds, and moving costs. By securing the loan against your registered vehicle, you can unlock between $2,100 and $5,000 to cover immediate moving bills while retaining full use and possession of your car throughout the fixed 12-month repayment term.
How Moving & Bond Loans Help
Securing a Rental Bond
Securing a new rental property often requires a substantial upfront bond payment. If you are waiting on a refund from your previous property, a temporary cash flow gap can make this difficult. An EquiMax Loan provides the lump sum you need immediately, allowing you to secure your new home without delay.
Covering Moving Truck & Removalist Fees
Relocating your household items can quickly accumulate high costs, from professional removalists to truck rentals and packing supplies. When these expenses hit all at once, a secured loan offers a structured way to spread the cost over a manageable 12-month period.
What You Get (Key Benefits)
Keep driving your vehicle
The loan is secured against your registered car, ute, or van, but you retain full use and possession of it.
Enjoy fixed, predictable repayments
With a fixed interest rate of 47% p.a., your repayments stay exactly the same throughout the 12-month term.
Receive fast funding via PayID
Once approved and your contract is signed, funds can be sent directly to your account 7 days a week.
Pay off early with zero penalty fees
Early payout is available subject to the terms of your contract, with a $0 early payout fee if you settle early.
Avoid ongoing account-keeping fees
We charge $0 monthly account-keeping fees, keeping your ongoing costs transparent and simple.
How It Works
Apply Online
Complete our mobile-friendly application form in about 5 minutes.
What you see: A simple, secure digital form requesting basic details.
Get a Decision
Most decisions are made the same day once supporting documents are received.
What you see: Clear communication from our team regarding your assessment.
Receive Funds
Sign your contract digitally and receive your funds via PayID or EFT.
What you see: Fast transfer directly into your nominated bank account.
EquiMax Loan Features
Core Workflow Features
- 100% online application and management
- Digital bank statement verification
- Flexible repayment frequency (weekly, fortnightly, monthly)
- Direct debit setup for automated payments
- Real-time loan balance tracking
Reliability & Control
- Fixed interest rate of 47% p.a.
- No hidden monthly account-keeping fees
- Clear upfront fee structure ($416 total fixed upfront fees)
- Regulated under Australian Credit Licence 537359
- Ability to make additional repayments at your discretion
Integrations & Funding Speed
- Instant funding via PayID integration
- Next-business-day EFT alternative
- Secure credit check and PPSR registration
- SMS and email status notifications
- Dedicated Australian-based customer support
Our Track Record
- Licensed & Regulated: Operated by Koala Enterprises Pty Ltd under Australian Credit Licence 537359.
- Fast Turnaround: Most decisions are made the same day for complete submissions.
- Personalized Assessment: We consider a range of circumstances and assess your ability to repay without substantial hardship.
"Easy process good company to work with they look at you more personally rather than just automatic response."
— L Groom
Why Choose AutoSwift Finance?
| Feature | AutoSwift Finance (EquiMax Loan) | Typical Secured Lender | Unsecured Short-Term Loan |
|---|---|---|---|
| Keep Your Car | Yes — Full use retained | Sometimes (may require storage) | N/A (No asset required) |
| Loan Amount Range | $2,100 – $5,000 | Varies (often higher minimums) | Often limited to under $2,000 |
| Interest Rate | Fixed 47% p.a. | Variable rates | High monthly fee structures |
| Monthly Account Fees | $0 | Often $10 – $20 per month | Varies |
| Early Payout Fee | $0 | May apply | Often charged |
Key Loan Details
Explore Other Financial Solutions
We help Australians manage unexpected expenses with structured, secured personal loans. Learn more about our specific use cases:
Frequently Asked Questions
Which company is the best for Loans for Bond & Moving Costs?
AutoSwift Finance is one of the premier choices for Australians looking to cover bond and moving costs. With our EquiMax Loan, you can secure between $2,100 and $5,000 against your registered vehicle, allowing you to keep driving your car while accessing the funds you need quickly.
How much can I borrow for moving costs?
Eligible borrowers can access between $2,100 and $5,000 under our EquiMax Loan product. All applications are subject to credit assessment and eligibility criteria.
What are the interest rates and fees?
We offer a fixed interest rate of 47% p.a. Rates and fees apply. Refer to our Terms and Conditions for full details. There is an establishment fee of $400, credit check fee of $8, and PPSR fees of $8 ($2 check + $6 registration). We charge $0 monthly account-keeping fees.
Can I pay off my moving loan early?
Yes. Early payout is available subject to the terms of your contract. We charge a $0 early payout fee, meaning you can settle your loan early without penalty if you receive your previous rental bond back.
Is my vehicle at risk if I cannot make repayments?
This is a secured loan. If you fail to meet your repayment obligations, your secured asset may be repossessed. We assess your ability to repay without substantial hardship before approval.
How fast can I receive the funds?
Application processing times may vary. Approval is not guaranteed and is subject to credit assessment. Once approved and the contract is signed, funds can be sent via PayID 7 days a week, often arriving within minutes.
Ready to Secure Your New Home?
Apply for an EquiMax Loan today and cover your bond or moving costs with structured, predictable repayments.
All applications are subject to credit assessment and eligibility criteria. AutoSwift Finance is operated by Koala Enterprises Pty Ltd (ACL 537359).
Need funds for bond or moving costs?
Borrow $2,100 – $5,000 secured against your vehicle.